ISO RATING |
What is Tellico Village Volunteer Fire Department's ISO Rating? TVVFD's ISO Public Protection Classification Rating is 4/4x. ISO stands for Insurance Services Office a for profit corporation that analyzes municipal fire protection efforts in communities throughout the United States though its “Public Protection Classification” (PPC) program. In each community, ISO analyzes a variety of data using its Fire Suppression Rating Schedule (FSRS). The Fire Suppression Rating Schedule is a manual ISO uses in reviewing the fire-fighting capabilities of individual communities. The schedule measures the major elements of a community's fire suppression system and develops a numerical grading called a Public Protection Classification. ISO then assigns a Public Protection Classification rating from 1 to 10. Class 1 represents an exemplary public protection, and Class 10 indicates that an areas fire suppression program does not meet ISO's minimum criteria. How does the ISO rating affect residents?Enhanced safety is the chief benefit of an improved ISO rating. Statistical data shows a direct relationship between better fire protection and a reduction in injuries and property loss. Beyond keeping people safe, an improved ISO rating generally results in lowered property insurance. The ISO Public Protection Classification consists of three major components: • Fire Department- 50% • Fire Communications: Receiving & Handling Fire Alarms - 10% • Municipal Water Supply - 40% Fire
Department ISO also reviews the fire company records to determine:
Fire
Communications Receiving & Handling Alarms Forty percent of the grading is based on the community’s water supply. This part of the survey focuses on whether the community has sufficient water supply for fire suppression beyond daily maximum consumption. ISO surveys all components of the water supply system, including pumps, storage, and filtration. To determine the rate of flow the water mains provide, we observe fire-flow tests at representative locations in the community. Finally, we evaluate the distribution of fire hydrants. |
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